Welcome to Prodigy

Prodigy is a full-service Managing General Underwriter (MGU) headquartered in the Pacific Northwest. With offices and team members located throughout the country, Prodigy understands the dynamics of regional challenges that face our broker and Third Party Administrator (TPA) partners. As a full-service MGU, Prodigy provides medical stop-loss coverage to self-funded employers with 51 or more employees in all 50 states. Our team of underwriters and actuaries bring more than 100 years of combined experience in underwriting, reinsurance, compliance, and risk management to each client we are privileged to serve.


So why use Prodigy? At Prodigy, we are leading edge thinkers delivering innovative solutions based on time-tested principles and in-depth knowledge of medical risk management and loss mitigation. In addition to traditional stop loss, the Prodigy team offers extensive experience in level funded, trust and captive insurance solutions.

Why work with an MGU? As independent underwriters, we have to earn your trust. Therefore, we strive to deliver flexibility, quick turnarounds and creative solutions that are not typically available through direct writers. Prodigy works closely with third party administrators, consultants and brokers in developing solutions through a variety of stop-loss arrangements for their self-funded clients. Our capabilities also include support of capitated networks, referenced based pricing, employer-based captives, and specialty carve-outs products. At Prodigy, our stop-loss policy is plan document friendly, and we hold our claims payment capabilities to a higher standard than our competitors.