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How Does Stop-Loss Insurance Reduce the Risks of Self-Funding?

By now, it’s no secret that self-funded health insurance in the workplace is gaining popularity due to the need for increased healthcare options and savings for companies. Of course, along with self-funded healthcare come added risks. Each employer is different, and whether an individual employer needs stop-loss insurance depends on a number of different factors. …

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It’s Time for Employers with Self-Funded Healthcare to Revisit Stop-Loss Insurance, Part 2

In part one of this two-part post, we discussed how changes within the last few years have led to employers exploring their options when it comes to saving money and increasing flexibility and options for their health insurance. This is where self-funded healthcare plans come in. Additionally, we touched on the downside to self-funded plans…

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It’s Time for Employers with Self-Funded Healthcare to Revisit Stop-Loss Insurance, Part 1

Since the Affordable Care Act (ACA) was passed, employers have been exploring their options for providing healthcare for their employees. Changes and innovations in the pharmaceutical industry as well as in the medical field have led to healthcare claims that are higher than average and in some cases, catastrophic. Employers need better ways to mitigate…

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Providing Employee Compensation Information to the EEOC – What Business Owners Should Know

The Equal Employment Opportunity Commission enforces federal laws that prevent employers from discriminating against employees on the basis of race, gender, age, national origin, and so on. Every year there is a deadline that employers must meet when it comes to reporting the compensation details of all of their employees.  There are currently over 70,000…

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