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Does Value-Based Insurance Lead To More Effective Employee Benefit Programs?

Because of all the changes happening in the health insurance industry due to the Affordable Care Act, many employers have been seeking different options for their company healthcare and their benefits programs that are available to their employees. We’ve discussed extensively how becoming self-insured is one of the most attractive options available to employers, but…

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Rollovers, Grace Periods and Run Outs

Each year, it is highly recommended that all companies who offer flexible spending accounts review three important terms that are FSA-related. Your human relations team probably has a good understanding of FSA rollovers, grace periods and runout periods, most employees in other departments tend to not know the difference between them. In some cases, they…

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State of the Union Address and Employee Benefits

Every year, the President of the United States gives the State of the Union Address (SOTU) to a joint session of Congress. President Trump gave the SOTU for 2019 earlier this year, and brought up several key issues regarding employee benefits and workplace healthcare. Some of those issues Trump talked about were paid family leave,…

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Stop-Loss Excess Insurance Q And A

As the landscape for healthcare coverage in the workplace continues to change, and more regulations occur, more employers are considering the move to a self-insured model instead of the traditional full-coverage model. Self-insuring healthcare for businesses used to be something that was used strictly by large corporations, but since the passing of the Affordable Care…

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Self Funded Health Plans

As healthcare premiums continue to increase, and employee needs increasingly diversify, the majority of employers seem to be searching for options. A self-funded or level-funded health plan can be attractive to employers in a variety of different reasons, the most of which is saving on claims and ensuring a higher level of financial security. What…

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