Necessity is the Grandfather of innovation and the changes to workplace healthcare and employee benefits that have come since the passing of the Affordable Care Act showcase this fact. The last decade has seen some significant changes and innovations that attract new talent to the workplace. Today’s professionals understand that healthcare is moving towards being…

It’s no secret that attracting and keeping the best talent in your industry means more than just offering potential employees competitive salaries. For the majority of today’s workforce, a quality benefits package is one of the most important aspects of whether they’re happy at their jobs and how long they stay there.  The employers with…

The Equal Employment Opportunity Commission enforces federal laws that prevent employers from discriminating against employees on the basis of race, gender, age, national origin, and so on. Every year there is a deadline that employers must meet when it comes to reporting the compensation details of all of their employees.  There are currently over 70,000…

While most companies understand the importance of providing value to their customers and doing honest business with suppliers and partners, some don’t invest enough in their employees. A business with long term success will invest in their employees and their communities because we don’t just live in the community – we are part of it….

Here in 2019, the U.S. Department of Labor has given all U.S. employers the option to auto-enroll their employees in disability insurance if they have a plan that is ERISA-covered. This regulation is quite significant and should be carefully viewed and understood by all employers. Disability benefits are meant to ensure that employees keep their…

Recently, the IRS added some chronic conditions to the list of preventative care benefits that are given with a high deductible health plan that do not require a deductible. The expansion was signed into law by President Trump in the summer of 2019. The expansion was an executive order by Trump designed to improve upon…

Because of all the changes happening in the health insurance industry due to the Affordable Care Act, many employers have been seeking different options for their company healthcare and their benefits programs that are available to their employees. We’ve discussed extensively how becoming self-insured is one of the most attractive options available to employers, but…

If employees decide to take leaves of absence that qualify, there are provided several layers of protection through the Family and Medical Leave Act (FMLA), and the Uniformed Services Employment and Reemployment Act (USERAA). The most common of these types of protections is the fact that an employee is entitled to a similar job when…

A growing trend with working married couples is that they are now purchasing their own health insurance coverage plans, instead of getting on their spouses’ plan. In some cases, doing this is a good idea, and makes sense economically. In others, it is a personal preference and could depend on the contributions from the employer…

Each year, it is highly recommended that all companies who offer flexible spending accounts review three important terms that are FSA-related. Your human relations team probably has a good understanding of FSA rollovers, grace periods and runout periods, most employees in other departments tend to not know the difference between them. In some cases, they…