It’s Time for Employers with Self-Funded Healthcare to Revisit Stop-Loss Insurance, Part 1

Since the Affordable Care Act (ACA) was passed, employers have been exploring their options for providing healthcare for their employees. Changes and innovations in the pharmaceutical industry as well as in the medical field have led to healthcare claims that are higher than average and in some cases, catastrophic. Employers need better ways to mitigate…

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Stop-Loss Excess Insurance Q And A

As the landscape for healthcare coverage in the workplace continues to change, and more regulations occur, more employers are considering the move to a self-insured model instead of the traditional full-coverage model. Self-insuring healthcare for businesses used to be something that was used strictly by large corporations, but since the passing of the Affordable Care…

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Self Funded Health Plans

As healthcare premiums continue to increase, and employee needs increasingly diversify, the majority of employers seem to be searching for options. A self-funded or level-funded health plan can be attractive to employers in a variety of different reasons, the most of which is saving on claims and ensuring a higher level of financial security. What…

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Self Funded Health Insurance Plans – What are They and How Can They Help?

In the constantly changing world of healthcare, employers are seeing premium costs increase steadily, so many of these employers seek out options to cut insurance expenses. One of these options is to use a self-funded health insurance plan. Rather than purchasing a traditional fully insured healthcare plan from a large carrier, the employer covers employee…

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