Prodigy is a full service Managing General Underwriter (MGU) headquartered in the Pacific Northwest. Our offices are located throughout the western United States. Prodigy understands the dynamics of regional challenges which face our broker and third party administrator (TPA) partners.
As a full service MGU, Prodigy provides medical stop loss coverage to self funded employers located through the country. Our team of underwriters bring more than 100 years of combined experience in underwriting, reinsurance, compliance and risk management to each client we are privileged to serve.
So why use Prodigy? Our name says it all…..something extraordinary, out of the usual course of nature.
At Prodigy, we are leading edge thinkers delivering innovative solutions based on time tested principles and an in-depth knowledge of medical risk management and loss mitigation.
Why work with an MGU? As independent underwriters we have to earn your trust, therefore, we strive to deliver flexibility, quick turnarounds and creative solutions that are not typically available through direct writers. Prodigy works closely with third party administrators, consultants and brokers in developing solutions through a variety of stop loss arrangements for their self funded clients. Our capabilities also include support of capitated networks, referenced based pricing, employer based captives and specialty carve-outs products. At Prodigy, our stop loss policy is plan document friendly and we hold our claims payment capabilities to a higher standard than our competitors.